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Information for parents

Dear parents

A Master of Business Administration, a Master of Science and a Master of Business Information Systems created Get Now. Pay Later. We offer Online Gamers an innovative solution to buy virtual goods immediately in exchange for a Promise to pay in 7 days.

Our payment solution is for all Online Gamers, who would like to buy virtual goods but have no credit card, Paypal or simply do not want to use them for online transactions. Most payment methods are so called E-wallets, prepaid solutions where you transfer money from your bank account or your credit card to a virtual wallet. But the majority of the younger gamers don’t have a bank account yet, thus are excluded from the so called “alternative” payment possibility offered by most publishers. The constant increase of cyber crime is another reason why many Gamers do not want to share their sensitive financial Data online.

We believe that young people should learn to handle financial transactions at an early stage. 

In our opinion we offer our users a secure room to learn the responsibilities when interacting with (virtual) money. One can learn the economical basics while playing and having fun, without the financial risk of the real world. We will never inform a credit reference agency or initiate a collection procedure. You promised us to repay and a Promise should be kept. If you cannot repay that Promise we offer you the possibility to earn virtual cash to do so. Or you can ask your friends or family relatives to repay your Promise. If your don’t repay your Promise we will simply exclude your from our solution. You wouldn’t believe someone who has broken a Promise either, now would you? If you decide to repay your Promise later, you can always do so. It will have an effect on your internal Rating, which shows you how punctual you repay your Promises.

The basic principles of our financial systems are:

Maybe this can be addressed to some financially solvent adults as well.

Virtual ≠ Free

Everyone’s work deserves fair financial acknowledgement. It’s pretty clear to most of us that one has to pay money for a bread at a baker. Publishers have Designers, Programmers and a Support team working hard around the clock so we can all enjoy online games. Of course you do cause costs on their servers. You are using servers and capacity and work of others, now you should keep your Promise. If you Promise us to pay for the Premium Content we believe you, that is why we give you the virtual good instantly.  If you do not repay we can exclude you from our service, as a baker would not give you his goods anymore if you don’t pay for him either.

Get Now. Pay Later. will never ever inform a credit reference agency or initiate a collection procedure. You promised us to repay and a Promise should be kept. If you cannot repay that promise we offer you the possibility to earn virtual cash to do so. Or you can ask your friends or family relatives to repay your Promise. If your don’t repay your Promise we will simply exclude your from our solution until you decide to repay your Promise.

We based our solution on the assumption that Promises are usually kept.

You don’t have money or simply don’t want to spend real money to repay your Promise? Your Promise should be kept that’s why we offer you the possibility to earn virtual cash to repay your Promise form our Premium Partners. Or you can ask your friends or family relatives to repay your Promise. If your don’t repay your Promise we will simply exclude your from our service until you decide to repay your Promise. If you repay your Promise late, it will affect your internal Rating.

Control over your minors?

If you as a parent want to control a minor’s Promises you can contact us here.

We will proof the legitimacy and then grant you access to a minors account. This way we want to support Parents and give them all the possibilities necessary to control and educate their minors.